Terms of Use

011. Definitions

• “The Company” or “we”: Massar Business & Planning for Business Analysis and Consulting, based in Riyadh, Kingdom of Saudi Arabia.
• “The Site”: the Company's website and all of its pages and forms.
• “The Client” or “you”: any natural or legal person visiting the Site or requesting a service from the Company.
• “The Services”: consulting, business analysis, feasibility studies, financial modelling, strategic planning, governance and related deliverables.
• “Scope of Work”: the written description of the service, its deliverables, timeline and value, approved by both parties before execution begins.

022. Acceptance and eligibility

Using the Site or submitting any request through it constitutes express acceptance of these terms. If you do not agree with any clause, please refrain from using the Site or requesting services.

You must have full legal capacity to contract under the laws of the Kingdom of Saudi Arabia and be duly authorised to contract on behalf of the organisation you represent, if any.

033. Nature and limits of the services

Our services are advisory and analytical, intended to support decision making. They are based on the data available at the time of preparation and on assumptions disclosed within the report.

Our deliverables do not guarantee any particular financial or operational outcome, do not constitute licensed legal, tax or financial advice within the meaning of the relevant regulations, and are not a recommendation to buy or sell securities.

The investment or execution decision remains the Client's own decision and responsibility. We always recommend consulting your legal and tax advisors before committing.

Acceptance of the deliverables by any funding or government entity is that entity's decision under its own criteria. Our obligation is to satisfy the technical requirements of the file and to accompany you through clarification rounds.

044. Client obligations

• Provide accurate, complete and current data, and notify us of any material change during execution.
• Appoint a single point of contact with authority to approve and to answer clarifications.
• Respond to data requests within the agreed period; delays extend the delivery timeline by an equal period.
• Settle amounts due on their agreed dates as stated in the proposal or contract.
• Not use the deliverables for any purpose contrary to law or outside the agreed scope of use.

055. Intellectual property

All intellectual property rights in the Site, its content, design, marks and logo belong to the Company and may not be copied, republished or used commercially without prior written permission.

A licence to use the final deliverables specific to your project passes to the Client upon full settlement of fees. The Client may use them for internal project purposes and present them to funders and partners.

The methodologies, templates, tools and general frameworks used in preparation remain the property of the Company, which may reuse them in other engagements without prejudice to the confidentiality of Client data.

066. Confidentiality

We undertake to keep confidential all data and information we access in the course of the engagement, and not to disclose it to any third party except with your written consent or upon a lawful request from a competent authority.

We sign a separate non-disclosure agreement on request and before receiving any sensitive data, and restrict internal access to those who need it to perform their task.

077. Prices, payment and tax

• Prices published on the Site are indicative and represent the starting point of each package within the scope described; the final price is confirmed in a written proposal.
• All prices are in Saudi Riyals and exclude Value Added Tax at 15%, which is added on the official tax invoice.
• Execution begins after the agreed first payment is settled and the core data is received.
• Any work outside the approved scope is quoted separately and approved in writing before execution.

088. Limitation of liability

The Company is not liable for any indirect or consequential loss or loss of profit arising from use of the Site or reliance on the deliverables.

In all cases the Company's total liability shall not exceed the fees actually paid for the service in dispute.

We are not responsible for outcomes arising from inaccurate or incomplete data provided by the Client, nor from material changes in the market or regulations after the delivery date.

099. Third-party links

The Site may contain links to external websites for information purposes only. We are not responsible for their content or policies, and your use of them is governed by their own terms.

1010. Amendment of terms

The Company may update these terms at any time. The version published on the Site applies from its date of publication. We recommend reviewing this page periodically.

1111. Governing law and dispute resolution

These terms are governed by and construed in accordance with the laws in force in the Kingdom of Saudi Arabia.

We seek to resolve any dispute amicably within thirty days of written notice to the other party. Failing that, the competent judicial authorities in the city of Riyadh shall have jurisdiction.

1212. Contact

For any enquiry regarding these terms, contact us by email or phone as shown on the contact page.